Tools

What it costs to buy

The asking price is the start. Work out the taxes, fees and ongoing costs for your situation.

Your situation
I am buying .

This sets both the cost of buying and the cost to own.

Cost of buying

+4.95% on top of the price

Taxes and fees, about€9,895

4.95% of the asking price

Price + taxes + fees€209,895

Amounts shown in your selected currency

Line by line
Transfer tax

3% to €150,000; €4,500 + 5% of the amount above €150,000 (to €500,000); €22,000 + 6% of the amount above €500,000 (above €500,000)

€7,000
Notary, including 21% VATEstimate

€450 fixed + 0.13% of the price

€710
Cadastre registration

€35 fixed

€35
Court interpreter

€150 fixed

€150
Your own lawyerEstimate

1% of the price

€2,000
Sources and how we calculate

Rates checked 22 Oct 2026. Estimates; your lawyer confirms the final figures. Sources: Transfer tax, Notary, including 21% VAT, Cadastre registration, Court interpreter, Your own lawyer. Progressive transfer tax since 1 Jan 2024. Required when a buyer does not speak Montenegrin. Checks the condition, boundaries and planning compliance (geometra in Italy, géomètre in France).

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