Tools

What it costs to buy

The asking price is the start. Work out the taxes, fees and ongoing costs for your situation.

Your situation
I am buying .

This sets both the cost of buying and the cost to own.

Cost of buying

+8.58% on top of the price

Taxes and fees, about€17,154

8.58% of the asking price

Price + taxes + fees€217,154

Amounts shown in your selected currency

Line by line
Transfer tax

3.09% of the price

€6,180
Notary, including 24% VAT

0.8% to €120,000; 0.7% to €380,000; 0.65% above; + €120 fixed, including 24% VAT

€2,034
Land registry

0.5% of the price

€1,000
Agent fee, including 24% VAT

2.48% of the price

€4,960
Lawyer, including 24% VAT

1.24% of the price

€2,480
TranslationEstimate

€500 fixed

€500
Sources and how we calculate

Rates checked 22 Oct 2026. Estimates; your lawyer confirms the final figures. Sources: Transfer tax, Notary, including 24% VAT, Land registry, Agent fee, including 24% VAT, Lawyer, including 24% VAT, Translation. 3.09% of the price or official tax value, whichever is higher; this estimate uses asking price. A 15% non-EU transfer tax is planned for 2027; the start date and exemptions aren't fixed and no law has been passed (checked 22 Oct 2026). Includes a €100 page/copy allowance within the €120 fixed estimate. Lawyer fees range from 1% to 2% plus 24% VAT; estimate uses 1% plus 24% VAT. A sworn translator or interpreter for the deed if you don’t speak the language. Checks the condition, boundaries and planning compliance (geometra in Italy, géomètre in France).

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