Tools

What it costs to buy

The asking price is the start. Work out the taxes, fees and ongoing costs for your situation.

Your situation
I am buying .

This sets both the cost of buying and the cost to own.

Cost of buying

+8.47% on top of the price

Taxes and fees, about€16,942

8.47% of the asking price

Price + taxes + fees€216,942

Amounts shown in your selected currency

Line by line
Transfer tax (droits de mutation)

6.32% of the price

€12,640
Property security contribution (CSI)

0.1% of the price, minimum €15

€200
Notaire’s fee, including 20% VAT

3.87% to €6,500; 1.596% to €17,000; 1.064% to €60,000; 0.799% above, including 20% VAT

€2,394
Notaire’s formalities, including 20% VAT

€339.58 × 1.2 = €407.50 fixed

€408
Disbursements (land registry, town planning papers)Estimate

€800 fixed

€800
TranslationEstimate

€500 fixed

€500
Sources and how we calculate

Rates checked 28 Oct 2026. Estimates; your lawyer confirms the final figures. Sources: Transfer tax (droits de mutation), Property security contribution (CSI), Notaire’s fee, including 20% VAT, Notaire’s formalities, including 20% VAT, Disbursements (land registry, town planning papers), Translation. 5.81% in the few départements that kept the old rate. Agent fee is usually included in the asking price. The notaire acts for both sides; a lawyer is optional A sworn translator or interpreter for the deed if you don’t speak the language. Checks the condition, boundaries and planning compliance (geometra in Italy, géomètre in France).

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